Did you know that adding a professionally monitored home security system could lower your homeowners insurance premium? Many insurers offer discounts to homeowners who invest in enhanced safety, and Guardian Protection makes it easy to qualify. In this guide, we’ll break down how security systems can lead to insurance savings and how to get your proof of monitoring.
Why Monitored Security May Earn You a Discount
Many insurance providers recognize the added protection that monitored home security systems provide and reward customers with premium discounts. However, not every provider offers these savings, and requirements can vary. Be sure to contact your insurance agent to ask:
- Do you offer a discount for professionally monitored home security?
- What documentation do I need to submit?
Most insurers will request proof of your monitoring agreement, which leads us to your next step.
What Is a Certificate of Monitoring?
A Certificate of Monitoring is an official document that confirms your home is protected by a professionally monitored security system. Insurance companies often require this before issuing any policy discounts.
As a Guardian Protection customer, you’ll automatically receive this certificate when you activate your professional monitoring. It’s one more way we help you save—while keeping your home safe.
How to Get Your Guardian Certificate of Monitoring
If your insurance provider requires verification of monitoring services, Guardian Protection makes the process easy:
- New customers automatically receive a Certificate of Monitoring once professional monitoring is activated.
- Existing customers can log in to their Guardian account portal or call 1.800.PROTECT to request one.
- You’ll receive a downloadable or printable document that you can submit directly to your insurance provider.
If you’re working with a local agent, we recommend emailing the certificate directly to them along with your policy number to streamline the process.
How Much Can You Save on Insurance with Monitored Security?
Insurance savings vary based on your provider, policy, and location. However, discounts for monitored security systems can range from 5% to 20% off your annual premium.
To find out how much you could save:
- Contact your insurance provider and ask about monitored security discounts.
- Submit your Guardian Protection Certificate of Monitoring if required.
Even a small discount can add up over time—and it’s a smart way to offset the cost of your security system while protecting what matters most.